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Online loans provide quick access to money when you are in a financial crunch. Monthly finances are an extremely popular short-term solution as well as personal loans can provide greater amounts. Secured loans are secured by collateral, and provide lower interest rates, while unsecured loans have no collateral, and are characterized by higher interest rates. Creditworthiness is a crucial element in loan approval and loan requirements differ for each lender. Interest rates are based on creditworthiness and repayment capacity. Proper planning of monthly finances can assist in repaying the loan in time.
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